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General

No. Payment links go directly to your wallet. Escrow funds are held in Circle Developer-Controlled Wallets — not Conduit’s servers. No one at Conduit can access or move your escrow funds.
USDC is a digital dollar issued by Circle. 1 USDC = $1 USD, always. It’s a stablecoin — it doesn’t fluctuate in price like Bitcoin or Ethereum.
Arc is a blockchain built by Circle specifically for USDC payments. Transactions settle in half a second and cost almost nothing. Conduit is built natively on Arc.
Conduit is currently live on Arc Testnet. Mainnet launch is planned for when Arc Network goes live. All testnet transactions use free testnet USDC.

Payments

No. Conduit supports seedless wallets — sign up with email, Google, or passkey. MetaMask is optional.
Ethereum, Base, Arbitrum, Optimism, Polygon, or Avalanche. You always receive USDC on Arc regardless of which chain they send from.
Conduit charges 0.5% per payment, deducted automatically. No other fees, subscriptions, or hidden charges.

Escrow

If the seller doesn’t respond to a dispute within 48 hours, funds are automatically refunded to the buyer. No admin action required.
If the seller responds and the buyer then goes silent for 48 hours, funds are automatically released to the seller.
Yes — as long as the buyer hasn’t paid yet. Once in HOLDING status, it can only be released or refunded.

x402

x402 is an HTTP payment protocol. A server returns 402 Payment Required instead of blocking with a subscription or API key. The client pays and retries automatically. AI agents can do this without human involvement.
Yes. @ace_won/x402 is free and open source. Conduit takes 0.5% per payment processed through its facilitator.